Credit card In Nepal

Credit card meaning

A credit card is the thin rectangular shape of plastic or metal issued by bank or financial services company , which allow cardholder to borrow funds from a pre-approved limit to pay for their purchase . Usually this limit depends on their income.

If you have no money in your bank account then also bank allow you to buy by swipe credit card or to do online transaction as your wish. For this services you have to payback your borrowed money to the bank along with applicable interest rate of that particular bank or financial services. If you delay in paying back on time then you have to pay penalty charge and bank continue charge on you until you pay completely , so one need to use credit card very carefully.

Credit Card meaning in Nepali is क्रेडिट कार्ड

Most of Nepalese Banks provides credit card to their customers and clients, among them most popular Bank list is like such ::

  1. Everest Bank
  2. Nabil Bank
  3. Prabhu Bank
  4. Standard Chartered Bank Nepal (SCB)
  5. Siddhartha Bank
  6.  NIC Asia Bank
  7. Laxmi Bank
  8. NMB Bank
  9. Himalayan Bank
  10. Sanima Bank