Investment Bank In Nepal

What is Investment Bank ?

A large financial institution that works primarily on high finance is known as Investment Bank. The main vision of such investment bank is to help other companies access capital market to raise money and take care of other business needs.

How Investment Bank works?

Suppose F1soft International wanted to sell 10 billion NRS worth of bond to start new sister company in Silicon Valley, then Investment Bank of Nepal for eg. Nabil Investment Banking Limited would help F1soft International as issue manager to find buyer of the bond and handle the paper work .These types of investment bank of Nepal are working with the teams of lawyer and accountant.

Popular Investment Bank of Nepal are ::

  • Nabil Investment Banking Limited
  • Prabhu Capital Limited
  • Global IME Capital Limited
  • NIC Asia Capital Limited
  • NMB Capital Limited
  • sunrise Capital Limited
  • Kumari Capital limited
  • Sanima Capital Limited
  • RBB Merchant Banking Limited
  • Laxmi capital Market limited

List of Investment Bank in Nepal

  • Aakash Capital Limited
  • Arks capital advisors Limited
  • Beed Invest Limited
  • BOK Capital Market Limited
  • CIBL Capital Limited
  • Century Capital Market Limited
  • Citizen Investment Trust
  • Civil Capital Market Limited
  • Global IME Capital Limited
  • Kathmandu Capital Market Limited
  • Kriti Capital and Investments Limited
  • Kumari Capital Limited
  • Laxmi Capital Market Limited
  • Machhapuchhre Capital Limited
  • Megha Capital Markets Limited
  • Muktinath Capital Limited
  • Nabil Investment Banking Limited
  • National Merchant Banker Limited
  • Nepal Bangladesh Capital Limited
  • Nepal SBI Merchant Banking Limited
  • NIBL Ace Capital Limited
  • NIC Asia capital Limited
  • NMB Capital Limited
  • Prabhu Capital Limited
  • Provident Merchant Banker Limited
  • RBB Merchant Banking Limited
  • Samriddhi Capital Limited
  • Sanima capital Limited
  • Siddharth Capital Limited
  • Sunrise Capital Limited
  • Wealth Management and Merchant Banking Limited

Financial Literacy

Finance is defined as the management of capital and it’s involvement in investing, saving, lending, borrowing .

Financial literacy is knowledge about how money works. It may includes financial management, budgeting and investing. In context of Nepal Financial literacy is very low and latest exact data is unavailable

Nepal’s High financial literacy rate (65.9%) with large proportion of economically active population (57%) (Social Statistics 2018 )

But low level of literacy among rural people compared to urban people, especially in higher level of education.

According to Nepal Rastra Bank, Financial literacy refers to “Knowledge and understanding of financial concepts
and risks, and the skills as well as motivation and confidence to apply such knowledge and understanding in order to make effective decisions across a range of financial contexts, to improve the financial well-being of individuals and society, and to enable participation in economic life” (OECD, 2015, p. 9). It is a combination of awareness, knowledge, skill, attitude and behavior necessary to
make sound financial decisions and ultimately achieve individual financial wellbeing.

Nepal Stylized Facts on Financial Literacy and Inclusion

  1. Adults having access to formal financial services: 61% (40% formally banked and 21% using other formal products)

2. 19.9% of Nepalese adults are financially excluded: have no account because financial institutions are too far away. (The World Bank, 2017)

3. Only 6.3% of people use banks and financial institutions for gathering funds to go abroad. (Nepal Rastra Bank, 2016) 52.8% of the households receiving remittance take credit of which 37.3% have taken it from BFIs (Nepal Rastra Bank, 2016).

4. 60.9% of Nepalese hold at least one savings account in a commercial bank, a development bank or a finance company (A, B and C class of financial institutions in Nepal). (Nepal Rastra Bank, 2019).

5. Presence of banks in local level of Nepal: 743 out of 753 as of mid-December 2019 (Nepal Rastra Bank, 2019)

6. Presence of banks in local level of Nepal: 743 out of 753 as of mid-December 2019 (Nepal Rastra Bank, 2019)

7. Branch network of BFIs are at 9,297 as of mid-December 2019 (Nepal Rastra
Bank, 2019)

For more details ::


Credit card In Nepal

Credit card meaning

A credit card is the thin rectangular shape of plastic or metal issued by bank or financial services company , which allow cardholder to borrow funds from a pre-approved limit to pay for their purchase . Usually this limit depends on their income.

If you have no money in your bank account then also bank allow you to buy by swipe credit card or to do online transaction as your wish. For this services you have to payback your borrowed money to the bank along with applicable interest rate of that particular bank or financial services. If you delay in paying back on time then you have to pay penalty charge and bank continue charge on you until you pay completely , so one need to use credit card very carefully.

Credit Card meaning in Nepali is क्रेडिट कार्ड

Most of Nepalese Banks provides credit card to their customers and clients, among them most popular Bank list is like such ::

  1. Everest Bank
  2. Nabil Bank
  3. Prabhu Bank
  4. Standard Chartered Bank Nepal (SCB)
  5. Siddhartha Bank
  6.  NIC Asia Bank
  7. Laxmi Bank
  8. NMB Bank
  9. Himalayan Bank
  10. Sanima Bank